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Airtel Insurance

Another 1st from Airtel!  FREE Life and Hospital Cash Cover!

Airtel Insurance is the 1st FREE life and hospital cash insurance policy via mobile in Nigeria. It is open for all Airtel subscribers (pre-paid and post-paid**) aged 18-65 years old.

Airtel Insurance covers two events: Death and Hospitalisation. The subscriber qualifies for a cash pay-out in event of the following, depending on the value of airtime recharged each month. The more you recharge, the more cover you have; up to N 500,000 on life cover, and up to N 50,000 per hospitalisation, subject to maximum of 4 hospitalisations per year.

Monthly Recharge* Life Cover Hospital Cash Cover
This Month Next Month Next Month
N 1,000 N 100,000 N 10,000
N 5,000 N 250,000 N 25,000
N 10,000 N 500,000 N 50,000

*Recharge qualification is cumulative for the month

**Post-paid customers qualify based on monthly usage


  1. Dial *259# and follow menu to register for FREE. You will receive confirmation message
  2. The more Airtel airtime you recharge, the more life and hospital cash insurance you accrue. You will receive one SMS message each month informing you of how much cover you are entitled to for that month.
  3. You must spend a minimum of 3 or more consecutive nights in a hospital in order to qualify for hospital cash.